MISSISSIPPI CODE OF 1972
As Amended

SEC. 41-55-11. Minimum insurance coverage requirements of ambulance service operators; waiver of immunity to extent of insurance.

Any person, corporation or governing authority providing an ambulance service shall have in effect an insurance policy issued by some insurance company authorized to transact business in this state and conditioned to pay any final judgment against the owner or operator for bodily injury or property damage resulting from or arising out of the use, maintenance or operation of any said ambulance. The amount of the said insurance policy shall in no event be less than Twenty-five Thousand Dollars ($25,000.00) for the death or bodily injury to any one (1) person, and Fifty Thousand Dollars ($50,000.00) bodily injury liability for any one (1) accident, and Ten Thousand Dollars ($10,000.00) for property damage for any one (1) accident.

If a governing authority providing an ambulance service has liability insurance in effect, such governing authority may be sued by anyone affected to the extent of such insurance carried; however, immunity from suit is only waived to the extent of such liability insurance carried and a judgment creditor shall have recourse only to the proceeds or right to proceeds of such liability insurance. No attempt shall be made in the trial of any case to suggest the existence of any insurance which covers in whole or in part any judgment or award rendered in favor of a claimant, but if the verdict rendered by the jury exceeds the limit of applicable insurance, the court, on motion, shall reduce the amount of the judgment as against the governing authority to a sum equal to the applicable limit stated in the insurance policy.

This section shall stand repealed from and after October 1, 1993.

SOURCES: Codes, 1942, Sec. 2997-26; Laws, 1968, ch. 290, Sec. 6; repealed, 1984, ch. 495, Sec. 36, and repealed by 1984, 1st Ex Sess, ch. 8, Sec. 3; reenacted and amended, 1985, ch. 474, Sec. 43; 1986, ch. 438, Sec. 28; 1987, ch. 483, Sec. 29; 1988, ch. 442, Sec. 26; 1989, ch. 537, Sec. 25; 1990, ch. 518, Sec. 26; 1991, ch. 618, Sec. 25; 1992, ch. 491 Sec. 26, eff from and after passage (approved May 12, 1992), and shall stand repealed from and after October 1, 1993.


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