||Legal rate of interest; finance charges.
||Evasion of six per cent interest law; interest forfeited
if higher rate secretly exacted.
||Discount, interest, bank issues.
||Interest on judgments and decrees.
||Partial payments applied.
||Rate of interest, amount of finance charge or rate of finance
charge where specified to be paid at period of less than one year; payment
earlier than final maturity; computation of interest upon prepayment of
note; usurious rates; notes containing final balloon payment.
||Liability for issuance of unsolicited credit cards; penalty
for collection of excessive finance charge.
||Small Loan Regulatory Law and Small Loan Privilege Tax Law
Licensees; default charge; application of payments.
||Law governing loans made or credit extended prior to July
||Finance charges for credit extended pursuant to revolving charge agreement; annual fees for membership in credit card plan; late payment charges; billing and collection of finance charges; finance charges for closed end credit sales; issuer and debtor may agree to certain terms; issuer and debtor may agree to certain terms; 30-day's notice to debtor of any modification of terms.
||Maximum finance charges by licensees under Small Loan Regulatory
Law and Small Loan Privilege Tax Law; closing fees.
||Maximum finance charges in connection with sales of factory
manufactured moveable homes.
||Meaning of "finance charge"; exclusion of prepayment penalties
and default charges; effect of excessive finance charge.
||Late payment charges.
||Prohibition against use of multiple agreements to obtain
excessive finance charge.
||Limitations on prepayment penalties with respect to loans
for certain real estate.
||Announcement of discount rates and indices by Commissioner
of Banking and Consumer Finance; recording of maximum finance charge rates.
||Computation of interest on refunds of excess rates by public
||Maximum interest rate on general obligation and limited
obligation tax bonds.
||Maximum interest rate on revenue bonds.
||Maximum interest rate on tax anticipation notes.
||Maximum interest rate on interim financing in anticipation
of confirmed grant or loan.