As Amended
| 81-12-1. | Citation of chapter. |
| 81-12-3. | Definitions. |
| 81-12-4. | Private corporation laws; application to savings and loan associations. |
| 81-12-6. | Department of Savings Institutions and Savings Institution Board abolished; transfer of powers, duties, etc. to other agencies. |
| 81-12-7. | Rights, powers, privileges and duties of board. |
| 81-12-9. | Determinations of commissioner final; judicial review. |
| 81-12-11. | Duties of department. |
| 81-12-17. | Interests in savings institutions prohibited; confidentiality of information. |
| 81-12-21. | Transfer of books and records; continuation of actions. |
| 81-12-23. | Commissioner; supervisory and enforcement powers; approvals, orders and instructions. |
| 81-12-24. | Removal of officers and directors. |
| 81-12-25. | Incorporation; petition; fee; articles; bylaws; exhibits. |
| 81-12-27. | Incorporation; examination and investigation of petition. |
| 81-12-29. | Incorporation; notice of petition; filing notice of opposition; hearing. |
| 81-12-31. | Incorporation; meeting of board to consider petition; cross-examination of and compelling attendance of witnesses; disposition of petition. |
| 81-12-33. | Incorporation; proceedings upon approval of incorporation; commencement of corporate existence. |
| 81-12-35. | Organization of mutual association; subscription by incorporators; bond; expense fund; organization meeting. |
| 81-12-37. | Capital stock association; minimum required capital; paid-in surplus; determining and maintaining adequate net worth. |
| 81-12-39. | Capital stock association; statement of compliance; issuance of certificate of authorization; organization meeting. |
| 81-12-41. | Name of association; enjoining violations; penalty. |
| 81-12-43. | Change of name or location of home office; hearing. |
| 81-12-45. | Forfeiture of corporate existence; new corporations; extension of time within which to commence business. |
| 81-12-47. | Insurance accounts; liquidation of noncomplying existing associations; false representation as to insurance; penalty; injunction. |
| 81-12-49. | Powers of associations. |
| 81-12-51. | Additional powers of capital stock associations. |
| 81-12-53. | Conversion of association organized under state law into federal association. |
| 81-12-55. | Conversion of federal association into association organized under state law. |
| 81-12-57. | Conversion of association organized under state law or of federal association into capital stock association. |
| 81-12-59. | Conversion of association organized under state law or of federal association into capital stock association; hearing on plan of conversion; notice; costs. |
| 81-12-61. | Conversion of capital stock association organized under state law into federal association. |
| 81-12-63. | Conversion prohibited; exceptions. |
| 81-12-65. | Reorganization, merger and consolidation of associations. |
| 81-12-66. | Ownership by holding company. |
| 81-12-67. | Acquisition of controlling interest in capital stock association; certificate of approval; definitions; restrictions on ownership or control; reports; examinations. |
| 81-12-69. | Termination of association; liquidation of assets; surrender of charter. |
| 81-12-71. | Annual meeting of members of association; voting; quorum. |
| 81-12-73. | Annual meeting of stockholders of capital stock associations; notice; voting; quorum. |
| 81-12-75. | Membership fees prohibited. |
| 81-12-77. | Inspection of books and records of association; confidential nature of certain books and records; access by members; procedure for members to communicate with other members with reference to questions to be presented at annual meeting. |
| 81-12-79. | Call reports. |
| 81-12-81. | Board of directors to direct business of association; number and qualifications of members; oath; procedure for filling vacancies. |
| 81-12-83. | Board of directors to manage business and exercise powers of capital stock association; election of members; term of office; qualifications; oath; vacancies. |
| 81-12-85. | Bonding of association's officers, attorneys, employees, agents and directors. |
| 81-12-87. | Fiduciary relationship of directors and officers; disclosure of personal interests; restrictions governing conduct; penalty. |
| 81-12-89. | Deposit of association funds; approval by directors. |
| 81-12-91. | Indemnification of director, officer or employee for expenses of action to which he is made a party by reason of his position. |
| 81-12-93. | Management contracts. |
| 81-12-95. | Records; minutes of meetings; business transactions. |
| 81-12-97. | Records; branch offices; agents. |
| 81-12-99. | Records; maintenance by means of data processing services. |
| 81-12-101. | Records; forms and accounting principles; closing of books; description of assets. |
| 81-12-103. | Records; overvaluation of assets. |
| 81-12-105. | Records; real estate investments; appraisal. |
| 81-12-107. | Records; loan and investment. |
| 81-12-109. | Records; membership and stockholder. |
| 81-12-111. | Records; reproduction by photostatic, photographic or microfilming process. |
| 81-12-113. | Reserves. |
| 81-12-115. | Savings liability of association to equal aggregate amount of savings accounts plus earnings; additions to accounts; responsibility of members for losses; assessment of accounts; declaration of earnings; preferences. |
| 81-12-117. | Savings accounts. |
| 81-12-119. | Savings accounts; execution of contract by holder. |
| 81-12-121. | Savings accounts; evidence of ownership. |
| 81-12-123. | Savings accounts; lost or destroyed account books or certificates. |
| 81-12-125. | Savings accounts; inducements to open. |
| 81-12-127. | Savings accounts; adverse claims to accounts. |
| 81-12-129. | Savings plans at educational institutions. |
| 81-12-131. | Payroll savings plans. |
| 81-12-133. | Attorneys authorized to make withdrawals; revocation of authority. |
| 81-12-135. | Savings accounts issued to minors or persons under disability; payment of withdrawals; powers of parent or guardian; withdrawals on death of holder. |
| 81-12-137. | Accounts in the name of two (2) or more persons. |
| 81-12-139. | Accounts of administrators, executors, guardians, trustees, and other fiduciaries. |
| 81-12-141. | Accounts of deceased nonresidents. |
| 81-12-143. | Payments to successors without administration. |
| 81-12-145. | Accounts payable at death. |
| 81-12-147. | Savings accounts as legal investments and as security for bonds. |
| 81-12-149. | Payment of earnings on savings accounts. |
| 81-12-151. | Withdrawals by savings account holders. |
| 81-12-153. | Redemptions. |
| 81-12-155. | Securities in which associations may invest. |
| 81-12-157. | Association may not invest in security or grant loan when liquid assets are less than five percent of savings liability. |
| 81-12-159. | Loans and other investments in which associations may invest. |
| 81-12-161. | Real estate loans to be written on approved loan plans. |
| 81-12-163. | Borrower's right to select attorney and obtain insurance in connection with loan; rules and regulations governing fire, casualty and title insurance. |
| 81-12-165. | Payment of expenses in connection with closing of loan; borrower to pay only his own attorney's fee; notice of right to select attorney; right of association to require title insurance. |
| 81-12-167. | Late payment charges. |
| 81-12-169. | Reinstatement of loan prior to foreclosure sale. |
| 81-12-171. | Right of association to deal with successor in interest of real estate securing loan. |
| 81-12-173. | Right to act to avoid loss. |
| 81-12-175. | Branch offices. |
| 81-12-176. | Branch offices; additional types of offices. |
| 81-12-177. | Annual report; annual audit; additional reports and examinations; access to books and papers. |
| 81-12-178. | Public availability of federal evaluations of banks. |
| 81-12-179. | Order of discontinuance of violation; enforcement in chancery court. |
| 81-12-181. | Appointment of conservator; powers and privileges; directors, officers and employees to remain; effect on deposits, withdrawals and loans. |
| 81-12-183. | Appointment of receiver; powers of receiver; directors, officers and attorneys authorized to contest appointment; surrender of charter. |
| 81-12-184. | Supervisory merger. |
| 81-12-185. | Restrictions on appointment of conservator or receiver. |
| 81-12-187. | Foreign associations; definition; conditions for doing business in state; injunction against foreign association doing business without approval. |
| 81-12-189. | Foreign associations; activities of federal associations and certain foreign associations not constituting doing of business within state; subjectivity to suit. |
| 81-12-191. | Federal associations domiciled in state. |
| 81-12-193. | Fees. |
| 81-12-195. | Offering and sale of savings accounts exempt from securities regulations. |
| 81-12-197. | Acknowledgment or proof of written instrument in which association interested; membership or employee status of public officer taking as affecting validity. |
| 81-12-199. | Untrue, false and malicious statements calculated to injure reputation or business of certain savings associations; penalty for making. |
| 81-12-201. | Advertising for deposits prohibited; exception as to certain state and federal banks, credit unions and associations. |
| 81-12-203. | Applicability of chapter to previously incorporated savings associations; enforceability of obligations of such associations. |
| 81-12-205. | Appeal from final rule, regulation or order of commissioner or board. |
| 81-12-207. | Solicitation of deposits by association or its representatives without complying with provisions of chapter; penalty. |
| 81-12-209. | Repeal of Secs. 81-12-1 through 81-12-207. |
| 81-12-211. | Unsafe or unfair practice; notice of charges. |
| 81-12-213. | Association in violation of provisions or cease and desist order; civil penalty. |
| 81-12-215. | Director, officer or employee violation of provisions or cease and desist order; civil penalty. |
| 81-12-217. | Commissioner to issue supervisory control for association. |
| 81-12-219. | Appeal of cease and desist order. |
| 81-12-221. | Reimbursement of fines or penalties. |
| 81-12-223. | Cumulative fines and penalties. |
| 81-12-225. | Credit allowed; discretion of commissioner. |
| 81-12-227. | Amount of liability to association for loans. |
| 81-12-229. | Commissioner to furnish copy of call reports; fee; failure or refusal; misdemeanor. |