MISSISSIPPI CODE OF 1972
As Amended

Index for Chapter 014 of Title 81

81-14-1.  Short title. 
81-14-3.  Purpose. 
81-14-5.  Applicability of chapter. 
81-14-7.  Definitions and application of terms. 
81-14-51.  Hearings. 
81-14-53.  Application of chapter on business corporations. 
81-14-55.  Scope and prohibitions; existing charters; injunctions. 
81-14-57.  Application to organize savings bank. 
81-14-59.  Certificate of incorporation. 
81-14-61.  Commissioner to consider application. 
81-14-63.  Criteria to be met before commissioner may recommend approval of application. 
81-14-65.  Board to review findings and recommendations of commissioner. 
81-14-67.  Grounds for approval or denial of application. 
81-14-69.  Appeal. 
81-14-71.  Insurance of accounts required. 
81-14-73.  Status as IRS qualified thrift institution. 
81-14-75.  Time allowed to commence business. 
81-14-77.  Licensing. 
81-14-79.  Amendments to certificate of incorporation. 
81-14-81.  List of stockholders to be maintained. 
81-14-83.  Branch offices. 
81-14-85.  Request to change location of branch or principal office. 
81-14-87.  Approval revoked; branch office. 
81-14-89.  Branch offices closed. 
81-14-91.  Loan production office. 
81-14-101.  Conversion to savings bank. 
81-14-103.  Conversion from state to federal charter. 
81-14-105.  Simultaneous charter and ownership conversion. 
81-14-107.  Conversion of mutual to stock savings bank. 
81-14-109.  Conversion of stock savings bank to mutual savings bank. 
81-14-111.  Merger of like savings banks. 
81-14-113.  Merger of savings banks where ownership is converted. 
81-14-115.  Merger of mutual and stock savings banks. 
81-14-117.  Simultaneous merger and conversion. 
81-14-119.  Merger of federal charters with state savings banks. 
81-14-121.  Voluntary dissolution by stockholders or members. 
81-14-123.  Rules, regulations and reports of voluntary dissolution. 
81-14-125.  Stock dividends. 
81-14-127.  Supervisory mergers, consolidations, conversions and combination mergers and conversions. 
81-14-129.  Interim savings banks. 
81-14-151.  Supervision. 
81-14-153.  Power of commissioner to promulgate rules and regulations; reproduction of records.
81-14-155.  Examinations by commissioner; report. 
81-14-157.  Supervisory and other fees. 
81-14-159.  Prolonged audit, examination or revaluation; payments of costs. 
81-14-161.  Commissioner to have right of access to books and records of savings banks; right to issue subpoenas, administer oaths, examine witnesses. 
81-14-163.  Test appraisals of collateral for loans; expense paid. 
81-14-165.  Relationship of savings banks with department. 
81-14-167.  Confidential information. 
81-14-169.  Statement filed by savings bank; publishing requirement. 
81-14-171.  Annual audit requirement. 
81-14-173.  Prohibited practices. 
81-14-175.  Appeal from final rule, regulation or order of commissioner or board. 
81-14-177.  Credit allowed for savings banks; commissioner discretion. 
81-14-179.  Commissioner to provide copy of call reports; failure or refusal; misdemeanor. 
81-14-201.  Cease and desist orders. 
81-14-203.  Civil penalties; state savings banks. 
81-14-205.  Civil penalties; directors, officers and employees. 
81-14-207.  Supervisory control. 
81-14-209.  Removal of directors, officers and employees. 
81-14-211.  Involuntary liquidation. 
81-14-213.  Judicial review. 
81-14-215.  Indemnity. 
81-14-217.  Cumulative penalties. 
81-14-219.  Emergency limitations. 
81-14-251.  Membership of a mutual institution. 
81-14-253.  Directors. 
81-14-255.  Conduct of directors and officers. 
81-14-257.  Amendments to charter of incorporation and bylaws. 
81-14-259.  Voting rights. 
81-14-261.  Annual meetings notice required. 
81-14-263.  Special meetings; notice required. 
81-14-265.  Quorum. 
81-14-267.  Bonding. 
81-14-301.  Investment in loans. 
81-14-303.  Other investments. 
81-14-305.  Prohibited security. 
81-14-307.  Loan conditioned on certain transactions prohibited. 
81-14-309.  Loan expense and fees. 
81-14-311.  Methods of loan repayment. 
81-14-313.  Insider loans. 
81-14-315.  Rule-making power of commissioner. 
81-14-317.  Nonconforming loans and investments. 
81-14-319.  Limitation on loans to one (1) borrower. 
81-14-321.  General parity provision. 
81-14-351.  Generally accepted accounting principles. 
81-14-353.  Liquidity. 
81-14-355.  Net worth maintenance requirement. 
81-14-357.  Deposit accounts. 
81-14-359.  Joint accounts. 
81-14-361.  Accounts of administrators, executors, guardians, trustees and other fiduciaries. 
81-14-363.  Accounts payable at death. 
81-14-365.  Collection of processing fee for returned checks. 
81-14-367.  Right of setoff on deposit account. 
81-14-369.  Savings accounts issued to minors or persons under disability; payment of withdrawals; powers of parent or guardian; withdrawals on death of holder. 
81-14-371.  Deposit accounts as deposit of securities. 
81-14-373.  New account books. 
81-14-375.  Transfer of deposit accounts. 
81-14-377.  Authority of power of attorney. 
81-14-379.  Adverse claims to accounts. 
81-14-381.  Accounts of deceased nonresidents. 
81-14-383.  Payments to successors without administration. 
81-14-385.  Savings accounts as legal investments and as security for bonds. 
81-14-387.  Power to borrow money. 
81-14-389.  Authority to join federal reserve bank. 
81-14-401.  Holding companies. 
81-14-403.  Change in control requirement. 
81-14-501.  Repeal of Sections 81-14-1 through 81-14-403. 
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